Live Product · Payment Gateway

Accept any payment.
Settle instantly.
No terminal required.

FardPay is a complete web-based payment gateway — virtual POS, payment links, installments, split settlements, subscriptions, and marketplace payments — with everything your business and your customers need to transact seamlessly.

What FardPay Is

A Complete Payment
Infrastructure for
Your Business.

FardPay is a web application that gives any business access to the full range of payment capabilities typically reserved for large enterprises — virtual POS, SMS payment links, QR payments, installment plans, subscription billing, marketplace split settlements, and multi-currency support.

For businesses with physical registers: customers receive a payment link by SMS at the end of their visit and pay from their phone — no terminal, no card reader, no queue. Settlement happens instantly, and if multiple partners share the branch revenue, each partner's share is transferred to their account automatically on every transaction.

For websites and online businesses: FardPay integrates as a payment gateway with virtual POS, one-click payment links, recurring billing, and a marketplace split gateway for platforms that distribute revenue across multiple sellers or service providers.

Instant Partner Share Settlement on Every Transaction
0 Hardware Required — 100% Web-Based
3D Secure Authentication on All Card Transactions
All Major Cards · Bank Transfer · Installments
For Physical Businesses

SMS Payment in
Four Steps

No terminal. No card reader. No queue at the counter. The customer pays from their own phone, on their own time.

Order Is Closed

The cashier closes the order in the register. FardPay generates a unique payment link for the total amount — automatically, with no manual steps.

Customer Receives SMS

The customer gets a text message with their receipt summary and a secure payment link. They tap it from their phone — no app download required.

Customer Pays

The customer enters their card details on a 3D Secure payment page — or chooses bank transfer or installments. The entire flow takes under 60 seconds.

Partners Settled Instantly

Each partner's share of the transaction is transferred to their account immediately — no end-of-day reconciliation, no manual split calculations.

Full Feature Set

Every Payment Capability
in One Platform

FardPay covers the complete range of payment infrastructure needs — from a single-location café to a multi-seller marketplace.

Payment Collection

SMS Payment Link

Payment link delivered via text message. Customer pays from their phone without visiting a terminal.

Virtual POS

Accept card payments through a browser-based POS — no physical terminal, works on any device.

QR Code Payment

Generate a unique QR code for each transaction. Customer scans and pays from their banking app.

Payment Link

Generate shareable payment links for any amount — send via email, WhatsApp, or any channel.

Web Checkout Integration

Embed FardPay as the payment step on any website or web application via API or pre-built widget.

Bank Transfer

Customers can pay by bank transfer through the payment page. Confirmation is automatically matched and recorded.

Advanced Payment Structures

Installment Payments

Offer customers flexible installment plans — 2, 3, 6, 9, or 12 months — with automatic scheduling and collection.

Marketplace Split Gateway

For platforms with multiple sellers or branch partners — each party's share is calculated and settled automatically on every transaction.

Recurring & Subscription Billing

Set up automatic recurring charges on a weekly, monthly, or custom schedule. Customer card saved with consent and charged automatically.

Pre-Authorization & Capture

Authorize a card amount at booking and capture the actual charge at fulfillment — ideal for service businesses, rentals, and hospitality.

Refunds & Partial Refunds

Full or partial refunds processed directly from the dashboard. Refund amount is returned to the customer's original payment method.

One-Click Repeat Payment

Returning customers can pay with one tap using a saved card — with no re-entry of card details for subsequent transactions.

Security & Compliance

3D Secure Authentication

Every card transaction goes through 3D Secure — the card network's additional authentication layer — protecting both merchant and customer.

PCI DSS Compliance

Card data is processed and stored in compliance with PCI DSS standards. No card numbers pass through or are stored on your servers.

Fraud Detection

Automated fraud scoring on every transaction — flagging unusual patterns before a charge is completed and reducing chargeback risk.

Real-Time Transaction Monitoring

Every transaction is logged with full detail — time, amount, card type, authorization code, and status — visible in real time on the dashboard.

Tokenized Card Storage

Cards are stored as tokens — never as raw numbers — enabling repeat payments and subscriptions without exposing card data.

Dispute & Chargeback Management

Chargebacks and disputes are managed through the dashboard with full transaction evidence ready to submit to the card network.

Reporting & Settlement

Real-Time Settlement Dashboard

See settled, pending, and refunded amounts across all payment methods — updated live as transactions complete.

Exportable Transaction Reports

Filter and export transaction data by date, payment method, status, or partner — in Excel or CSV format for accounting.

Automatic Partner Settlement

Each partner's defined share is automatically transferred at settlement. No manual calculation, no end-of-day splitting by hand.

Common Questions

Before You
Get Started

Questions we hear before most FardPay integrations.

Ask Directly

No. FardPay is entirely web-based. The business-side dashboard and the customer payment page both run in a browser — on any device, including phones and tablets. For the SMS payment link feature, no additional setup is required on the customer's side beyond receiving a text message.

You define the split percentages per partner in the dashboard — for example, 60% to branch A, 30% to branch B, 10% to head office. When a customer completes payment, FardPay calculates each share automatically and initiates the transfer to each partner's account. No manual calculation or end-of-day reconciliation needed.

Integration is available via REST API with full documentation, or via a pre-built payment widget that can be embedded with a few lines of code. We support redirect, iFrame, and seamless checkout integration modes depending on your site's technical setup. Our team provides integration support during onboarding.

FardPay accepts Visa, Mastercard, and domestic card networks. Bank transfer is supported as a payment option. For installment payments, participating bank cards are eligible based on the cardholder's agreement with their bank. The available payment methods are displayed to the customer on the payment page based on their card type.

Yes. FardPay is designed to integrate with both Libra and B2B. When used with Libra, payment data flows into shift reconciliation automatically — no manual matching. When used with B2B, customer payments for orders can be initiated directly from the order management interface. The three products are built to work as a connected system, not three separate tools.
Get Started

Start Accepting Payments
Without the Hardware

Talk to us about your payment setup — whether you're running a physical register, an online store, or a multi-partner operation that needs smart split settlements.